ALRIGHT RIGHT, UH, GOOD
AFTERNOON AND WELCOME TO THIS
HEARING OF THE ASSEMBLY
COMMITTEE ON REVENUE AND TAX. I
WOULD LIKE TO REMIND THE
ADVOCATES HERE IN THE ROOM AND
WATCHING REMOTELY TO POLICE
POSITION PAPERS AT LEAST ONE
WEEK PRIOR TO THE COMMITTEE
HEARING IN ORDER FOR THEM TO BE
REFLECTED IN THE BILLS ANALYSIS.
DURING BILL PRESENTATIONS, WE
WILL TAKE NÓ MORE THAN TWO
PRIMARY WITNESSES IN SUPPORT AND
TWO PRIMARY WITNESSES IN
OPPOSITION OR WITH CONCERNS.
THESE WITNESSES WILL HAVE TWO
MINUTES EACH TO PROVIDE
TESTIMONY. ALL SUBSEQUENT
WITNESSES SHOULD STATE THEIR
NAME AND THEIR ORGANIZATION
THEIR POSITION ON THE BILL. ONLY
I WILL REMIND EVERYBODY THAT
PURSUANT TO THE COMMITTEE RULES
BILLS WITH THE FISCAL IMPACT OF
PLUS OR MINUS 150,000 WILL NOT
BE ELIGIBLE FOR A VOTE
IMMEDIATELY AFTER THEIR
PRESENTATION. INSTEAD THEY WILL
BE REFERRED TO OUR SUSPENSE
FILE, WHICH WE WILL TAKE UP AT A
LATER HEARING ITEM NUMBER 6
82,006. MATHIS HAS BEEN REMOVED
FROM THIS HEARING BY THE AUTHOR.
IT LOOKS LIKE WE HAVE A QUORUM
IS HIGHLAND. PLEASE CALL THE
ROLL. IRWIN. HERE. TA. YEAH
MEANS GIBSON GRAYSON. PATTERSON
REVIS. WE HAVE A CO ALL RIGHT. A
QUORUM HAS BEEN ESTABLISHED WITH
THAT WE'RE GOING TO MOVE TO THE
FIRST ITEM ON OUR AGENDA. A 1828
BY ASSEMBLY MEMBER WALDRON AND
WITHOUT OBJECTION, I WOULD ALSO
LIKE TO MOVE OUR OTHER VOTE ITEM
UP TO, UM, NUMBER TWO. THAT'S
ITEM FIVE. ITEM NUMBER FIVE. A
B. UH, 1980 THREE MAIN SHINE.
SO, MS WALDRON, WHENEVER YOU'RE
READY, PLEASE FORGET. GOOD
AFTERNOON. GOOD AFTERNOON, MADAM
CHAIR AND MEMBERS. THANK YOU FOR
HAVING ME HERE TODAY. I AM HERE
TO PRESENT A B 1828 TO EXTEND
THE SUNSET DATE ON THE NATIVE
CALIFORNIA WILDLIFE
REHABILITATION, VOLUNTARY TAX
CONTRIBUTION FUND AND THE RARE
AND ENDANGERED SPECIES PRESENT
PRESERVATION, VOLUNTARY TAX
CONTRIBUTION PROGRAM UNTIL
JANUARY, 1ST 2032. I AM
SUPPORTING THE COMMITTEE'S
SUGGESTED AMENDMENTS, UM,
NONPROFIT REHABILITATION
ORGANIZATIONS PLAY A SIGNIFICANT
ROLE IN SAFEGUARDING
CALIFORNIA'S NATIVE WILDLIFE.
THEY WORK TIRELESSLY TO RESCUE
REHABILITATE AND CARE FOR
INJURED SICK OR ORPHANED
WILDLIFE. THEY PROVIDE VITAL
MEDICAL TREATMENT, NURTURING AND
PROTECTION TO ENSURE THESE
ANIMALS CAN RETURN TO THEIR
NATURAL HABITAT. BACK IN 2017. I
AUTHORED A B 1031, CREATING THE
NATIVE CALIFORNIA WILDLIFE REHAB
FUND ALLOWING TAXPAYERS TO
CHOOSE TO DONATE WHEN FILING
THEIR TAXES. SINCE THE INCEPTION
OF BOTH OF THESE FUNDS, WE HAVE
GARNERED NEARLY 5 MILLION
INVOLUNTARY CONTRIBUTIONS. AS A
TRAINED NATIVE CALIFORNIA
SONGBIRD REHABILITATION MYSELF.
I HAVE RESCUED AND RAISED
COUNTLESS INJURED OR ORPHANED
BIRDS. I CAN PERSONALLY ATTEST.
TO THE GREAT WORK THESE
NONPROFIT WILDLIFE REHAB
ORGANIZATIONS DO TO ENHANCE THE
VITALITY OF OUR PRECIOUS NATIVE
WILDLIFE. THE OPPORTUNITY TO
CONTRIBUTE TO THESE FUNDS IS
CURRENTLY SET TO EXPIRE THIS
COMING JANUARY. 1ST 2025 TODAY,
MY BILL, A B 1828 WILL EXTEND
THE OPPORTUNITY FOR CALIFORNIANS
TO CONTINUE SUPPORTING THE
NATIVE CALIFORNIA WILDLIFE
REHABILITATION, VOLUNTARY TAX
CONTRIBUTION FUND AND THE RARE
AND ENDANGERED SPECIES
PRESERVATION, VOLUNTARY TAX
CONTRIBUTION PROGRAM UNTIL
JANUARY. 1ST 2032. WITH ME TODAY
ARE KI¾M DELFINO, AN ADVOCATE
FOR THE CON FOR CONSERVATION
WITH THE DEFENDERS OF WILDLIFE
AND EARTH ADVOCACY. AND JENNIFER
, FEARING AN EXPERT IN WILDLIFE
POLICY AND ADVOCACY. WHENEVER
YOU'RE READY. THANK YOU SO MUCH.
GOOD AFTERNOON, MADAM CHAIR AND
MEMBERS JENNIFER FEARING ON
BEHALF OF SAN DIEGO HUMANE
SOCIETY, WHO ALONG WITH DOZENS
OF OTHER NONPROFIT NATIVE
WILDLIFE REHAB WORKS LIKE OUR
OWN PROJECT. WILDLIFE HAVE
RECEIVED GRANT FUNDS FROM THE
DEPARTMENT OF FISH AND WILDLIFE
MADE POSSIBLE FROM THE
GENEROSITY OF TAXPAYERS THROUGH
THE NATIVE CALIFORNIA WILDLIFE
REHAB VOLUNTARY TAX CONTRIBUTION
FUND SINCE 2018 AS THE SOLE
GOVERNMENT SOURCE OF FUNDING FOR
OUR WORK, WE STRONGLY SUPPORT
EXTENSION OF THE FUND FOR
ANOTHER SEVEN YEARS. PROJECT
WILDLIFE HAS GROWN OVER THE LAST
DECADE AND WENT TO THE ONE OF
THE LARGEST WILDLIFE REHAB
ORGANIZATIONS IN THE COUNTRY,
WITH 40 THREE STAFF AND 242
VOLUNTEERS. LAST YEAR. WE CARED
FOR 10,092 INJURED ORPHANED AND
SICK, WILD ANIMAL PATIENTS
ACROSS 242 SPECIES. THIS FUND
HAS BEEN AN UNQUESTIONABLE
SUCCESS WITH TAXPAYERS,
RESULTING IN GRANTS TOTALING
MORE THAN $2 MILLION AWARDED TO
55 LICENSED NONPROFIT REHAB
ORGANIZATIONS. TO DATE, THE
FUNDING SUPPORTS OUR DIVERSE
COMMUNITY OF REHAB WORK. UM
GOING TO THINGS LIKE FACILITY
OPERATIONS, INNOVATIONS AND
ANIMAL CARE, ENCLOSURE, DESIGN
IMPROVEMENTS, DIETARY AND
BEHAVIORAL ENRICHMENT AND
WILDLIFE EDUCATION. LASTLY I'LL
JUST MENTION OUR STRONG SUPPORT
FOR THE INCLUSION OF LANGUAGE
AUTHORIZING ADVANCE PAYMENTS AS
AN OPTION TO ENSURE GRANT FUNDS
CAN GET OUT EXPEDITIOUSLY
LIMITING ADMINISTRATIVE BURDEN
FOR BOTH THE STATE AND THESE
NONPROFITS, JUST GIVEN THE VERY
SMALL SIZE OF EACH OF THESE
GRANT AWARDS, THIS AUTHORIZATION
IS JUSTIFIED AND WILL HELP
ENSURE MORE EQUITABLE AND TIMELY
DISTRIBUTIONS. WE THINK AUTHOR
FOR HER LONG STANDING PERSONAL
AND PROFESSIONAL SUPPORT FOR
THIS WORK, AND WE URGE OUR IVO
ON A B 1828. THANK YOU. GOOD
AFTERNOON, MADAM CHAIR AND
MEMBERS. UM I'M HERE ON BEHALF
OF DEFENDERS OF WILDLIFE AND THE
CALIFORNIA NATIVE PLANT SOCIETY,
AND I'M SPEAKING TO THE RARE AND
ENDANGERED SPECIES PRESERVATION,
VOLUNTARY TAX CONTRIBUTION
PROGRAM. UH, THIS PROGRAM HAS
BEEN IN EFFECT SINCE 1980 THREE
AND HAS PROVIDED IMPORTANT
FUNDING TO PROTECT RARE
THREATENED AND ENDANGERED PLANT
ANIMALS WITHIN CALIFORNIA. UM IT
FUNDS ON AVERAGE, ABOUT A HALF A
MILLION DOLLARS A YEAR, UH, TO
THE DEPARTMENT OF FISH AND
WILDLIFE. UM IT HAS CALIFORNIA
HAS THE MOST NATIVE ANIMAL AND
PLANT SPECIES IN ANY OTHER STATE
IN THE NATION, AND THE GREATEST
NUMBER OF ENDEMIC SPECIES MEANS
YOU CAN FIND THEM NOWHERE ELSE.
BUT IN CALIFORNIA SOME OF THE
WORK FUNDED THROUGH THIS PROGRAM
INCLUDES SURVEYING FOR BOBCATS
AND TRICOLORED BLACKBIRDS, AS
WELL AS COORDINATING COMMUNITY
SCIENCE PROJECTS SUCH SUCH AS A
SHORT EARED OWL SURVEY IN THE
NORTH AMERICAN BREEDING BIRD
SURVEY. IT ALSO SUPPORTS EFFORTS
TO RESTORE HABITAT FOR
POLLINATORS, INCLUDING THE
WESTERN, UM MONARCH BUTTERFLY,
AND THE FUND SUPPORTS EFFORTS TO
STUDY MAP AND CONSERVE AND
PROTECT CALIFORNIA'S NATIVE
PLANTS AND NATURAL COMMUNITIES.
THIS IS JUST A SMALL SAMPLE OF
ALL OF THE WORK THAT HAS BEEN
FUNDED THROUGH THIS PARTICULAR
FUND. WE'D LIKE TO THANK THE
AUTHOR FOR INCLUDING THE
EXTENSION OF THE RARE AND
ENDANGERED SPECIES PRESERVATION,
VOLUNTARY TAX CONTRIBUTION
PROGRAM, AND WE WOULD URGE YOUR
I VOTE FOR THIS BILL. THANK YOU.
ALL RIGHT. THANK YOU VERY MUCH.
DO WE HAVE ANY OTHER SPEAKERS IN
SUPPORT? GOOD AFTERNOON, LIZZIE
KONA HERE ON BEHALF OF THE
HUMANE SOCIETY OF THE UNITED
STATES IN SUPPORT IN YOU. THANK
YOU. HØI NICHOLAS SACKETT FOR
SOCIAL COMPASSION IN LEGISLATION
IN SPORT. ALL RIGHT. WE HAVE AN.
ANY WITNESSES IN OPPOSITION.
QUESTIONS OR COMMENTS FROM THE
COMMITTEE. ALRIGHT, MISS
WALDRON, WOULD YOU LIKE TO CLOSE
PLEASE? THANK YOU. IT'S TRULY
REMARKABLE HOW GENEROUS
CALIFORNIA TAXPAYERS ARE IN
SUPPORTING OUR WILDLIFE
PRESERVATION AND ALSO
REHABILITATION. SO THIS IS AN
IMPORTANT FUND AND I URGE AND I
VOTE. THANK YOU. RIGHT? VERY
GOOD. THANK YOU. UH DO I HAVE A
MOTION IN THE SECOND? ALL RIGHT,
UH, MOTION BY, UH, ASSEMBLY
MEMBER. GRAYSON IS SECONDED BY
ASSEMBLY MEMBER AND THE MOTION
IS DUE TO PASS AS AMENDED TO
APPROPRIATIONS IN THIS, PLEASE
CALL THE ROLL. IRWIN HØI IRWIN,
I TA TA. I BEANS, BEANS. I
GIBSON GIBSON. I GRAYSON GRAYSON
. I PATTERSON RIVAS. IT'S 5 TO
0. THAT BILL IS OUT 5 TO 0.
THANK YOU SO MUCH. THANK YOU.
AND NEXT UP, WE HAVE ASSEMBLY
MEMBER MAIN SHINE. THANK THANK
YOU VERY MUCH, MADAM CHAIR AND
MEMBERS I'D LIKE TO START BY
ACCEPTING THE COMMITTEE
AMENDMENTS AS PROPOSED IN THE
ANALYSIS, A B 1980 THREE WOULD
REESTABLISHED THE PREVENTION OF,
UH ANIMAL HOMELESSNESS. I'VE
REACHED A POINT WHERE I NEED MY
GLASSES, SO I APOLOGIZE AND
CRUELTY UH, VOLUNTARY TAX
CONTRIBUTION FUND IN THE STATE
OF CALIFORNIA VETERINARY CARE IS
UNDERGOING A CONCERNING
TRANSFORMATION COSTS. UH
CONTINUE TO RISE AS ACCESS TO
APPROPRIATE CARE BECOMES MORE
ELUSIVE. UNFORTUNATELY THIS HAS
CREATED A PET OVERPOPULATION
SITUATION, OVERBURDENING SHELTER
CITIZENS AND A AND THE COMMUNITY
AT LARGE. A 1980 THREE SEEKS TO
RE INTRODUCE A VOLUNTARY
CONTRIBUTION THAT WOULD PLAY A
CRUCIAL ROLE IN FUNDING PROGRAMS
DEDICATED TO ADDRESSING PET
OVERPOPULATION. THE
CONTRIBUTIONS WOULD HELP PROVIDE
NÓ FEE AND LOW FEES PAY A NEUTER
SERVICES. A 1983 ALLOWS
CALIFORNIANS TO MAKE A REAL
IMPACT IN THEIR COMMUNITY BY
VOLUNTARILY CONTRIBUTING A
PORTION OF THEIR TAXES TO A
CAUSE THAT WOULD ADDRESS PET
OVERPOPULATION AND REDUCE THE
NEED FOR EUTHANASIA OR
ABANDONMENT. I RESPECTFULLY ASK
FOR YOUR I VOTE AND HERE TO
TESTIFY WITH ME IS NICK SACKETT,
SOCIAL COMPASSION AND
LEGISLATION DIRECTOR OF
LEGISLATIVE AFFAIRS. THANK YOU,
MR HØI CHAIR. THANK YOU.
COMMITTEE MEMBERS. MY NAME IS
NICHOLAS SACKETT, DIRECTOR OF
LEGISLATIVE AFFAIRS FOR SOCIAL
COMPASSION IN LEGISLATION PROUD
SPONSOR OF THIS BILL. FIRST OF
ALL, I WANT TO THANK SOME MEMBER
MOSHIN FOR TAKING UP THIS
MEASURE. I ALSO WANT TO THANK
THE CHAIR AND THE CHAIR OF STAFF
FOR HELPING US GET THROUGH THIS
AS AN ANIMAL RIGHTS ORGANIZATION
. THIS IS THE FIRST TIME WE'VE
BEEN IN REVIN, UH, SO GETTING
USED TO, UH, HOW TO NAVIGATE
THIS COMMITTEE, AND, UH, BUT I
WANT TO MENTION TO YOU THAT OUR
STATE SPENDS OVER $400 MILLION A
YEAR OPERATING OUR ANIMAL
CONTROL, UM, AND ANIMAL SHELTERS
AND AS MANY OF YOU HAVE SEEN,
AND I'M SURE I'VE HEARD FROM
MANY OF YOUR CONSTITUENTS THIS
YEAR ARE, UH, OUR SHELTERS ARE
UNDER A LOT OF STRESS. AND THE
ONLY THING TO REALLY GET THIS
UNDER CONTROL. IS PREVENTATIVE
MEASURES, AND THAT'S WHAT THIS
PROGRAM DOES. IT GETS MONEY FOR
SPAIN NEUTER, AND THAT'S REALLY
THE ONLY THING THAT WILL GET THE
OVER, UH, THE PET OVERPOPULATION
ISSUE UNDER CONTROL. SO WE THANK
YOU FOR CONSIDERING IT. THANK
YOU GETTING ON THE ROAD. AND I
ALSO WANT TO MENTION WE DID WE
ARE CRAFTING THIS LEGISLATION TO
ALLOW CDFA. TO GRANT IT OUT IN
CONJUNCTION WITH THE PET LOVERS,
UH, FUND MONEY THAT THEY GET
FROM THE Dð M VÆ. UH, èC FA HAS
SAID THAT THEY'RE GRANTING THIS
OUT TO THE SAME PEOPLE FOR THE
SAME REASONS BUT IN TWO
DIFFERENT TRACKS, SO THIS BILL
TRIES TO, UH GET RID OF SOME OF
THAT OVERLAP, WORK AND
EFFICIENCY AND LET THEM GRANT IT
OUT. IN ONE GRANT PROPOSAL.
THANK YOU. THANK YOU. UH, KATIE
PONE VOLUNTEER AT LARGE FOR A
VARIETY OF ANIMAL ORGANIZATIONS,
UH, INCLUDING THE MEMOIR. DUTCH
SHEPHERD RESCUE THE SECOND
CHANCE. GERMAN SHEPHERD RESCUE
THE EL DORADO, GERMAN SHEPHERD
RESCUE GRANDMA BUDDY ANIMAL
SHELTER, AND, UM, THE LIST GOES
ON. UH I CAN'T TELL YOU HOW MUCH
WE NEED THIS. UH, IT WOULD BE
CRUCIAL AND I'M A HUGE SUPPORTER
OF THIS. SO, UH PLEASE. SO I
THANK YOU. THANK YOU, MISS PATTY
BONE I. I KNOW HOW PASSIONATE
YOU ARE ABOUT THIS ISSUE,
DRIVING ALL OVER CALIFORNIA TO
PICK UP STRAYS. SO WE REALLY
APPRECIATE ALL THE WORK THAT YOU
DO. DO WE HAVE ANY OTHER
SPEAKERS IN SUPPORT? AGO. WAS
THE KONA HERE ON BEHALF OF THE
HUMANE SOCIETY OF THE UNITED
STATES IN SUPPORT. THANK YOU.
RIGHT. ANY SPEAKERS IN
OPPOSITION? QUESTIONS OR
COMMENTS FROM THE COMMITTEE. YES
UH, THANK YOU, MADAM CHAIR. I
JUST HAD A QUESTION THAT, UH, I
LIKE TO THANK THE OTHER FOR
BRING IT WITH ME. I HAD A
QUESTION THAT I JUST WANT TO
CLARIFY THAT THE MONEY THAT
RAISED WITH THIS FUND CAN ONLY
USE OR SPREAD IN THE AND NONE OF
IT WILL BE GOING TO ANYMORE. UM,
UTAH ASIA, RIGHT? SO THE MONEY
THAT RAISED BY THIS FUND CAN
ONLY BE USED FOR SPARE AND
NEEDED. YEAH, YEAH. ALL THE
MONEY WILL BE GO TO
ORGANIZATIONS TO CONDUCT SPAY
NEUTER SURGERIES, OK? HØI. WOULD
YOU LIKE TO CLOSE? THANK YOU
VERY MUCH, MADAM CHAIR MEMBERS,
AND I WOULD RESPECTFULLY REQUEST
AND I VOTE. ALL RIGHT. VERY GOOD
. THAT BILL HAS BEEN MOVED BY
ASSEMBLY MEMBER BAINES, SECONDED
BY ASSEMBLY MEMBER GIBSON AND
THE MOTION IS DUE PASS TO
APPROPRIATIONS. AS AMENDED. OH,
YES, YOU ARE TAKING THE
AMENDMENTS TO REVERT BACK TO THE
ORIGINAL NAME. CORRECT OK, MISS
HIGHLAND, PLEASE CALL THE ROLL
MOTION IS TO PASS AS AMENDED TO
APPROPRIATIONS IRWIN IWIN, I TA
I BEANS, BEANS. I GIBSON GIBSON,
I GRAYSON GRAYSON, I. PATTERSON
PATTERSON. I REVISIT 60. THAT
BILL IS OUT, 60. THANK YOU,
MADAM CHAIR. ALL RIGHT. THANK
YOU VERY MUCH. ON THE FIRST. OK
ALL RIGHT. UM WHY DON'T WE GO
AHEAD AND GET MR PATTERSON'S
VOTE WHILE ASSEMBLY MEMBER BAR
KEN IS UP WITH, UH, A B? 1860
ASSEMBLY MEMBER, PATTERSON THE
BILL NUMBER IS A B 1828 ITEM
NUMBER ONE. IT'S TO PASS AS
ADMITTED TO APPROPRIATIONS, AND
THE BILL HAS PASSED. PATTERSON.
I ALL RIGHT. WHENEVER YOU'RE
READY. THANK YOU, MADAM CHAIR
AND MEMBERS FIRST. I WANT TO
THANK THE COMMITTEE STAFF FOR
THEIR EXCELLENT WORK AND ONGOING
HELP ON THIS LEGISLATION. I'M
HERE TODAY TO PRESENT A B 6 1860
, WHICH ENSURES MEDICAL AND
STUDENT DEBT BROUGHT AND
FORGIVEN, BOUGHT AND FORGIVEN BY
NONPROFIT ORGANIZATION IS EXEMPT
FROM CALIFORNIA PERSONAL INCOME
TAX. CURRENTLY CALIFORNIA
RESIDENTS HOLD $142 BILLION IN
STUDENT DEBT, THE BURDEN FALLS
DISPROPORTIONATELY ON
MARGINALIZED GROUPS LIKE WOMEN,
LOW INCOME COMMUNITIES AND
COMMUNITIES OF COLOR DEBT
FORGIVENESS BY CHURCHES AND
OTHER NONPROFIT. HAS BECOME AN
EXCITING AND CRITICAL WAY
COMMUNITIES COME TOGETHER TO
ALLEVIATE THIS FINANCIAL BURDEN.
CALIFORNIA LAW DOES NOT
CURRENTLY SPECIFY HOW THIS TYPE
OF CANCELED DEBT SHOULD BE
TAXED. A B 1860 IS A SIMPLE BILL
THAT WILL CLARIFY STATE LAW.
ENSURING DEBT CANCELED BY A
NONPROFIT IS NOT TAXED AS INCOME
WITH ME TODAY. SUPPORTING THE
BILL IS DANNY KANDER KER,
REPRESENTING THE CALIFORNIA LOW
INCOME CONSUMER COALITION. YES
GOOD AFTERNOON, AND THANK YOU.
CHAIR AND MEMBERS DANNY KANO,
KIZER. I'M THE POLICY ADVOCATE
FOR CALIFORNIA LOW INCOME
CONSUMER COALITION, AS WELL AS
THE NATIONAL CONSUMER LAW CENTER
, BOTH IN SUPPORT. I'M HERE TO
RESPECTFULLY URGE YOUR I VOTE ON
A B 1860 TO CREATE A PERSONAL
INCOME TAX EXEMPTION ON STUDENT
AND MEDICAL DEBT THAT'S BEEN
CANCELED BY A NONPROFIT. AS THE
ASSEMBLY MEMBER HAS ALREADY SAID
THIS TYPE OF DEBT IS A FINANCIAL
BURDEN CARRIED
DISPROPORTIONATELY BY LOW INCOME
CONSUMERS AND BORROWERS OF COLOR
. THESE ARE COMMUNITIES THAT
COLLECT AN N èC L èC SERVICE
DIRECTLY THESE COMMUNITIES
CONTINUE TO FACE BARRIERS TO
FINANCIAL WELL BEING DUE TO A
LACK OF RESOURCES, LANGUAGE
ACCESS AND A HISTORY OF
DISCRIMINATION. AS PEOPLE AROUND
THE COUNTRY IN CALIFORNIA
CONTINUE TO STRUGGLE WITH
SIGNIFICANT DEBT. WE'RE NOW
SEEING THIS NONPROFIT COMMUNITY
ORGANIZATIONS, UH, COMING
TOGETHER TO RELIEVE THIS
TREMENDOUS BURDEN. FOR EXAMPLE,
ONE CHURCH IN SOUTHERN
CALIFORNIA WAS ABLE TO USE
DONATIONS FROM PARISHIONERS TO
ERASE THE DEBT FOR 5555 INCOME
HOUSEHOLDS IN THEIR COMMUNITY.
THIS BILL WOULD SUPPORT THE WORK
THESE NONPROFITS ARE DOING AND
ENSURING INDIVIDUALS ARE NOT
BEING PENALIZED FOR THEIR HIGH
WITH A HIGH PERSONAL INCOME TAX.
THE TRUTH IS THAT MOST OF US
KNOW THE BURDEN OF STUDENT DEBT
AND IT'S NOT HARD FOR ANY OF US
TO IMAGINE. BEING HIT WITH A
BILL FOR TENS OF THOUSANDS OF
DOLLARS IN EMERGENCY MEDICAL
EXPENSES. AND FOR MANY
CALIFORNIANS, THIS IS A DEBT
THAT THEY SIMPLY WILL NEVER BE
ABLE TO PAY BACK. IF A NON
PROFIT ORGANIZATION SOMEHOW
RAISES THE MONEY TO FORGIVE THAT
DEBT, IT DOES NOT MAKE ANY SENSE
FOR THE GOVERNMENT TO THEREFORE,
TAX SOMEONE AND SADDLE THEM ALL
OVER AGAIN WITH ANOTHER
UNPAYABLE DEBT. FOR THE REASONS
I'VE STATED I RESPECTFULLY URGE
YOUR I VOTE. THANK YOU. OH,
THAT'S NICE TO HAVE OH, OK. DO
WE HAVE ANY OTHER, UM, SPEAKERS
IN SPORT? UH, I MEAN, NOT THAT I
KNOW OF. WE DO. BUT WE DO YOU
HAVE SOMEONE HØI ANDREA RIVERA
ON BEHALF OF THE CALIFORNIA PAN
ETHNIC HEALTH NETWORK AND
SUPPORT THANK YOU. HØI GOOD
AFTERNOON. JANICE O'MALLEY WITH
ASKS ME, CALIFORNIA AND SUPPORT
ANY SPEAKERS IN OPPOSITION.
QUESTION OR COMMENTS. I DO HAVE
A QUESTION. YES. SO, UM. SO I
KNOW THAT THERE'S WHAT IS RIP IS
ONE OF THE, UM THE NONPROFITS.
UH, OBVIOUSLY THE BIGGEST ISSUE
IS THAT THAT PEOPLE HAVE OR ONE
OF THE BIG ISSUES IS THAT THEIR
CREDIT SCORES GO WAY DOWN. UH,
DO THESE NONPROFITS WORK AT, UM,
REMOVING THAT DEBT FROM THEIR
CREDIT REPORTS BECAUSE THAT
WOULD BE NÓ. OFTEN THESE FOLKS
DON'T KNOW THAT THAT'S A
POSSIBILITY. THAT'S AN EXCELLENT
QUESTION. I DON'T KNOW WITH
SPECIFICITY IF THESE NONPROFIT
HOW THEY, UM. TAKING INTO THAT
INTO THAT, UM SO LET ME GET BACK
TO YOU IF THAT'S OK, BECAUSE I
KNOW THAT IT CHANGES FROM
NONPROFIT TO NONPROFIT. SOME ARE
BASED, YOU KNOW, SOME ARE CHURCH
BASED. SOME ARE COMMUNITY BASED,
AND THEY MAY HAVE DIFFERENT WAYS
OF HANDLING THIS AND SHARING
THAT INFORMATION WITH CONSUMERS.
YEAH THAT I THINK THAT WOULD BE.
I DON'T KNOW, MIGHT EVEN BE A
GOOD PART OF THE BILL TO MAKE
SURE THAT THEY HELP WITH THAT
SECOND PART, SO THEY REALLY ARE
GETTING THE TRUE BENEFIT OF
THEIR DEBT BEING CANCELED. IT'S
A GREAT IDEA, MADAM CHAIR. MS
BARAN WOULD LIKE TO CLOSE
RESPECT. WELL IT'S RESPECT. THEY
ASKED FOR AN I VOTE. IS THAT
WHAT YOU SAY WHEN IT'S GOING ON
SUSPENSE? I DON'T KNOW. WELL
WITHOUT OBJECTION. UM, THIS BILL
IS GONNA BE REFERRED TO OUR
SUSPENSE FILE AND WE WILL BE
VOTING AT A LATER DATE. THANK
YOU, SIR. THEN I WILL ASK FOR
AND I VOTE AT A LATER DATE.
THANK YOU. VERY GOOD, SO WE ARE
ON ITEM. THREE SLASH FOUR MR
PETERSON PATTERSON. OK? SORRY
ABOUT THAT. A 1865.
RIGHT? MAY BEGIN. THANK YOU,
MADAM CHAIR. I APPRECIATE THE
OPPORTUNITY TO PRESENT UH, A B
1865.
AS WE AS WE ALL KNOW THAT THE
CALIFORNIA REAL ESTATE MARKET
DOES PRESENT SOME VERY
SIGNIFICANT AFFORDABILITY
HURDLES. FOR FIRST TIME HOME
BUYERS. UM. WHEN SHARON AND I
WERE MARRIED IN 19. 67 WE WERE
ABLE TO BUY OUR FIRST HOME IN
1968. ALL THREE OF OUR CHILDREN
IT TOOK FROM THE TIME THEY WERE
MARRIED TO GETTING THEIR FIRST
HOME ALMOST A DECADE. WE WERE AT
A TIME WHEN AFFORDABILITY AND
THE ACCESS OF HOME OWNERSHIP FOR
TWO WORKING PEOPLE. WAS A
REALITY. AND, UH, 10. YEARS OF
LOST EQUITY 10 YEARS OF LOST, UH
UH, HOMEOWNERSHIP. UH, AT THAT,
BUT THANK GOODNESS THEY ALL
THREE ARE IN HOMES. BUT WHAT
ONCE WAS SEEN AS A SOMETHING
THAT WAS A SYMBOL OF STABILITY,
A FINANCIAL ACHIEVEMENT. MANY
PEOPLE FIND THAT HOME OWNERSHIP
IS ALL IS ALMOST A BURDEN TO
FIGURE OUT WAYS TO TRY TO
ACHIEVE AN UNACHIEVABLE GOAL.
ACCORDING TO THE CALIFORNIA
ASSOCIATION OF REALTORS IN
QUARTER FOUR, THE REPORTED
MEDIAN HOME PRICE WAS 830 THREE
1001 $170. WITH ONLY 15% OF
HOUSEHOLDS IN CALIFORNIA, ABLE
TO AFFORD THAT FINANCIAL
ACHIEVEMENT. A B 1865 èC SEEKS
TO RECLAIM THE VERY ESSENCE OF
WHAT BUYING A HOME USED TO
REPRESENT A TANGIBLE STEP
TOWARDS FINANCIAL SECURITY,
STABILITY AND A PATHWAY TO
GENERATIONAL PROSPERITY. BY
INTRODUCING HOMEOWNERSHIP
SAVINGS ACCOUNTS AND PROVIDING
TAX RELIEF FOR QUALIFIED
INDIVIDUALS. THIS BILL AIMS TO
OFFER A HELPING HAND TO THOSE
WHO ARE NAVIGATING AND
INCREASINGLY UNAFFORDABLE
HOUSING MARKET. MAYBE 1865
SERVES AS A VITAL STEP TOWARD
BRIDGING THE WEALTH GAP. BY
PROVIDING TANGIBLE SUPPORT FOR
ASPIRING HOMEOWNERS. THIS IS
OFFERING THEM A PATHWAY TO
ACCUMULATE GENERATIONAL WEALTH
AND FOSTERING FINANCIAL EQUITY
IN OUR UNSERVED AND UNDERSERVED
COMMUNITIES. HERE TO TESTIFY AND
SUPPORT IS VANESSA CHÁVEZ OF THE
CALIFORNIA ASSOCIATION OF
REALTORS. BUT I WOULD LIKE TO
ALSO PUT ON THE RECORD THAT, UH
NOT ONLY THE REALTORS, BUT THE
CALIFORNIA BUILDING INDUSTRY
ASSOCIATION, HABITAT FOR
HUMANITY AND THE CATHOLIC
CALIFORNIA CATHOLIC CONFERENCE
ARE ALL IN SUPPORT. VANESSA
CHÁVEZ, THE CALIFORNIA
ASSOCIATION OF REALTORS. MADAM
CHAIR MEMBERS, VANESSA CHÁVEZ
WITH THE CALIFORNIA ASSOCIATION
OF REALTORS. HERE IN SUPPORT OF
A B 1865. THIS MEASURE SIMPLY
SEEKS TO PROVIDE MORE TOOLS FOR
EMERGING HOMEOWNERS TO USE FOR A
DOWN PAYMENT OR CLOSING COSTS ON
THEIR HOME. JUST THIS. LAST YEAR
, THE LEGISLATURE COMMITTED
FUNDING, AS NOTED IN THE
ANALYSIS FOR THE DREAM FOR ALL
PROGRAM, WHICH IS A SHARED
EQUITY PROGRAM THAT ALLOWS FIRST
TIME HOME BUYERS TO GAIN ACCESS
TO THE DOWN PAYMENT FOR THE OF
THEIR FIRST HOME WHILE THE
PROGRAM SERVES AS A GREAT
RESOURCE THERE WHEN THERE IS
AMPLE FUNDING TO SUSTAIN THE
PROGRAM THERE ALSO A NEED OF
OTHER SOURCES OF INVESTMENT TO
CONTINUE TO PRESERVE THE DREAM
OF HOME OWNERSHIP WITHIN THE
STATE. THIS IS EVER MORE
IMPORTANT AS CALIFORNIA
CURRENTLY RANKS THIRD LOWEST IN
THE NATION FOR HOMEOWNERSHIP. A
B 1865 WOULD ALSO WORK IN TANDEM
WITH THOSE WHO APPLY FOR THE
DREAM FOR ALL PROGRAM BY
COVERING ALL, IF NOT MOST OF THE
CLOSING COSTS THAT ARE
ASSOCIATED WITH THE TRANSACTION,
AS A DREAM FOR ALL PROGRAM
TYPICALLY ONLY COVERS 20% OF THE
HOME PURCHASE, WHICH ALLOWS FOR
A LOWER MONTHLY PAYMENT TO
BORROWERS AS WE CONTINUE TO
EXPLORE IDEAS ON HOW TO
ENCOURAGE WEALTH BUILDING
OPPORTUNITIES FOR THE NEXT
GENERATION, IT IS IMPORTANT TO
PROVIDE RESOURCES TO BRIDGE THE
WIDENING WEALTH GAP THAT PRESENT
PERSISTS AMONG OUR DIVERSE WE
RESPECTFULLY ASK FOR YOUR I VOTE
ON THIS MEASURE. THANK YOU.
THANK YOU VERY MUCH ANY OTHER
WITNESSES IN SUPPORT? HELLO,
MADAM CHAIR MEMBERS. THANK YOU.
ASSEMBLY MEMBER FOR INTRODUCING
THIS IMPORTANT MEASURE. UM, A
TESTIFYING ON BEHALF OF HABITAT
FOR HUMANITY CALIFORNIA AND
SUPPORT. THANK YOU ANY WITNESSES
IN OPPOSITION? HØI GOOD
AFTERNOON, KATIE HARDIMAN WITH
THE CALIFORNIA TEACHERS
ASSOCIATION. UM UNFORTUNATELY IN
OPPOSITION TO THIS MEASURE, UM,
DUE TO THE IMPACTS ON GENERAL
FUND REVENUES AND PROPOSITION,
98, THANKS. AND THE OTHER
WITNESSES. UH QUESTIONS OR
COMMENTS FROM COMMITTEE.
QUESTION. ASSEMBLY MEMBER
GREATER JUST FOR CLARIFICATION.
I THOUGHT I HEARD IT FROM THE
WITNESS'S TESTIMONY. BUT I WANT
TO CLARIFY BECAUSE I DIDN'T SEE
IT IN THE LANGUAGE. IS THIS
PROGRAM YOUR, UH, SUGGESTING,
UH, LIMITED TO ONLY FIRST TIME
HOME BUYERS. I DON'T. I DON'T. I
DON'T BELIEVE IT IS. I THINK IT
JUST DEPENDING ON HOW THE
COMMITTEE CHOOSES TO REFINE THE
IMPACT OF THE PROGRAM, IT MIGHT
BE BENEFICIAL TO LIMIT IT TO
FIRST TIME HOME BUYERS, JUST
LIKE THE DREAM FOR ALL PROGRAM
HAS BEEN LIMITED TO JUST FIRST
TIME HOME BUYERS. AND I. I GUESS
I HAVE SIMILAR QUESTIONS IS, UM
IN THE BILL. AS IT STANDS, THERE
IS NÓ INCOME LIMITS WAS THAT, UM
WAS THAT WHAT WAS DESIRED. I'LL
DEFER TO THE AUTHOR OF THE
MEASURE. I DON'T WANT TO SPEAK
FOR HIM. THREE. OK SO IT'S THE
PRECEDING THREE YEAR FOR, UM UH,
YOU JUST NEED TO NOT HAVE HAD AN
OWNERSHIP IN THE LAST THREE
YEARS. SO BEFORE THAT, SO IT'S
NOT FIRST TIME HOME BUYERS. IT'S
AS LONG AS YOU HAVEN'T OWNED A
HOME IN THE LAST, WHICH IS
SIMILAR TO, UM F HÌ A GUIDELINES
THAT YOU CAN ÁP APPLY FOR THE F
HÌ A, UM, LOAN SO LONG AS YOU
HAVEN'T OWNED A HOME WITH OR
BOUGHT HOME WITHIN THE LAST
THREE YEARS, SO I'M ASSUMING
IT'S COUPLING IT TO THAT. THANK
YOU FOR THAT CLARIFICATION. OK?
AND THEN, UM, I DID HAVE ONE
OTHER QUESTION. AND, UM UM.
HOPEFULLY WE CAN ANSWER THAT.
THIS IS MODELED AFTER, UH,
INDIVIDUAL RETIREMENT ACCOUNTS,
BUT THE TAX BENEFITS ARE
ACTUALLY BOTH AT THE FRONT END
AND AT THE BACK END WAS, UM WHAT
WAS THE REASON FOR THAT? THAT
WOULD THAT'S MORE GENEROUS THAN
OTHER UH, THEN, THEN THE OTHER
RETIREMENT ACCOUNTS. WELL, I
THINK THE REASON IS THAT. THE
NEED IS GREAT, AND WE WANT TO BE
ABLE TO PRESENT AN OPPORTUNITY
AND A POSSIBILITY. UM FOR FOUR
PEOPLE. UM TO BE ABLE TO, UH OF
ALL INCOME STATUS. UH, AND TO BE
ABLE TO KNOW THAT. WHEN THEY PUT
IT IN. IT'S TAX EXEMPT, AND WHEN
THEY TAKE IT OUT, THEY'RE NOT
GONNA BE HAVING TO BEAR A TAX
BURDEN BECAUSE TO NOT DO THIS, I
THINK DEFEATS THE ENTIRE
PURPOSE. UM UH UH. A SIGNIFICANT
EFFORT TO HELP FUTURE HOME
BUYERS. UH, PROVIDE FOR THAT
DOWN PAYMENT. SO II. I DON'T
KNOW THAT. UH THAT THAT OUGHT
TO. YOU KNOW, IN SOME WAY, GIVE
US HEARTBURN. I'M HOPING WE
COULD SEE IT AS A ANOTHER
EXAMPLE OF, UH, AN
ENCOURAGEMENT. AND THEN WITH THE
PERMISSION OF THE CHAIR AND THE
AUTHOR, UM SO I THINK ONE OF THE
THINGS THAT WE NEED TO TAKE INTO
CONSIDERATION WHEN WE'RE MOVING
THROUGH SOME OF THESE THE THESE
POLICIES, WHILE THE IRA DOES
PROVIDE AN EXEMPTION FOR THE
WITHDRAWAL, THERE ARE SPECIFIC
LIMITATION. SO YOU HAVE TO PAY
BACK THE LOAN. WHEN YOU MOVE
JOBS, YOU HAVE TO PAY THAT LOAN
BACK WITHIN 60 TO 90 DAYS.
TYPICALLY THERE IS INTEREST THAT
IS, UM, THAT NEEDS TO BE PAID
BACK. TYPICALLY YOU HAVE TO PAY
THAT LOAN BACK WITHIN 10 YEARS.
UM, AND THEN IT ONLY YOU COULD
PRETTY MUCH ONLY WITHDRAW
DEPENDING ON YOUR PROVIDER
$50,000 AT A TIME. AND SO WHEN
YOU'RE TALKING ABOUT SOMEONE
WHO'S WITHIN THE AGE RANGE OF
POTENTIALLY 27 TO 35 REMOVING
THAT MONEY FROM THEIR IRA IS
GOING TO BE DETRIMENTAL TO THEM
LATER ON, BECAUSE THE
COMPOUNDING INTEREST IS GOING TO
BE BENEFICIAL FOR THOSE PERIODS,
SO I THINK WHEN WE'RE TALKING
ABOUT DIFFERENT TOOLS IN THE
TOOLBOX, THIS IS OBVIOUSLY
ANOTHER RESOURCE THAT'S
AVAILABLE BECAUSE THERE AREN'T
MANY RESOURCES FOR DOWN PAYMENT
OR CLOSING COSTS THAT ARE
AVAILABLE AT THIS TIME. RIGHT.
THANK YOU, UM. WOULD YOU LIKE TO
CLOSE? I WOULD LIKE TO JUST, UH,
NOTE THAT, UM. MY STAFF AND
STAFF OF THIS COMMITTEE HAVE HAD
SOME CONVERSATIONS ABOUT
TECHNICAL FIXES AND SOME OF
THOSE KINDS OF THINGS, AND I
WANT YOU TO KNOW THAT WE'RE
CERTAINLY OPEN. UH TO SOME OF
THOSE KINDS OF TECHNICAL FIXES
AND WOULD BE WILLING TO ACCEPT
AMENDMENTS TO THOSE PARTICULAR
CONCERNS. UM BUT WE HAVE NOT
SEEN LANGUAGE FOR IT. AND WE'RE
WE'RE, BUT WE WELCOME THAT HELP.
WAIT, WAIT, WAIT. WE DON'T WE
WANT TO MAKE THIS AS PERFECT AS
WE CAN. BUT WE ALSO WANT TO MAKE
SURE THAT WE PROVIDE AN
OPPORTUNITY FOR THIS TO PASS.
ALL RIGHT. WELL I REALLY
APPRECIATE IT. OBVIOUSLY HOUSING
AFFORDABILITY IS A HUGE ISSUE IN
CALIFORNIA AND WE ALL WANT OUR
OUR CHILDREN TO BE ABLE TO BUY
HOMES AND START. UM UH, YOU KNOW
BEING INVESTED IN IN THEIR
COMMUNITIES, SO APPRECIATE YOU
BRINGING THIS FORWARD. THANK YOU
APPRECIATE THE STAFFS WORKING ON
THIS AS WELL AND WE'RE CERTAINLY
OPEN TO THE TECHNICAL FIXES
SUGGESTED TO MY STAFF, ALL
RIGHT. AND WITH THAT, THANK YOU.
THIS BILL WILL BE REFERRED TO
OUR SUSPENSE FILE. ALRIGHT.
ASSEMBLY MEMBER SANCHEZ.
WHENEVER YOU ARE READY, YOU MAY
BEGIN. THANK YOU, MADAM CHAIR
AND MEMBERS. I WANT TO THANK THE
COMMITTEE TODAY FOR HEARING THIS
BILL. I AM PROUD TODAY TO
PRESENT A B 1867, A MEASURE THAT
WOULD MAKE HOMEOWNERSHIP MORE
AFFORDABLE FOR WORKING AND
MIDDLE CLASS FAMILIES.
CALIFORNIA IS IN THE MIDST OF A
HOMEOWNER'S INSURANCE,
AFFORDABILITY AND AVAILABILITY
CRISIS. MAJOR INSURANCE
PROVIDERS ARE BEING FORCED OUT
OF THE STATE BY UNREASONABLE
REGULATIONS AND EXPECTATIONS
FROM SACRAMENTO. THIS HAS LEFT
CALIFORNIA PROPERTY OWNERS WITH
FEWER BUT MORE EXPENSIVE OPTIONS
AND IN SOME CASES, BARE BONES
COVERAGE UNDER THE FAIR PLAN.
THOUGH THE INSURANCE
COMMISSIONER IS COMMITTED TO
NEEDED REFORMS, HIS PLANNED
INITIATIVES LIKELY WILL LIKELY
INCREASE PREMIUMS IN THE SHORT
RUN. TO OFFSET THIS COST AND
MAKE HOME OWNERSHIP MORE
AFFORDABLE. I'VE INTRODUCED A B
16 A B 1867 TO ALLOW TAXPAYERS
TO DEDUCT THE FULL COST OF
HOMEOWNERS INSURANCE PREMIUMS
FOR THEIR PRIMARY RESIDENCE IN
CALIFORNIA FROM THEIR TAX
INCOME. DOING SO WILL HELP MANY
CALIFORNIANS ACHIEVE AND
MAINTAIN THE DREAM OF
HOMEOWNERSHIP. TESTIFYING WITH
ME TODAY IS SCOTT KAUFMAN OF
HOWARD JARVIS TAXPAYERS
ASSOCIATION. HELLO AS AS WAS
STATED I'M SCOTT HOFFMAN, THE
LEGISLATIVE DIRECTOR FOR THE
HOWARD JARVIS TAXPAYERS
ASSOCIATION. I'M HERE TODAY IN
SUPPORT OF A B 1867, WHICH WOULD
ALLOW CALIFORNIA TAXPAYERS TO
DEDUCT THE FULL COST OF
HOMEOWNERS INSURANCE PREMIUMS
FOR THEIR PRINCIPAL RESIDENCE
FROM THEIR INCOME TAX.
HOMEOWNERS INSURANCE PREMIUMS
HAVE BEEN STEADILY INCREASING
OVER THE PAST FEW YEARS AND
CURRENTLY SHOW NÓ SIGNS OF
STOPPING A ADDITIONALLY THE
EXODUS OF INSURERS FROM THE
MARKET AND RESTRICTIONS ON NEW
POLICIES HAVE LEFT MANY
HOMEOWNERS WITH NÓ CHOICE BUT TO
RESORT TO COSTLY AND LIMITED
COVERAGE OPTIONS. FOR MANY,
ESPECIALLY THOSE IN HIGH
WILDFIRE RISK AREAS. THE
EXORBITANT COST OF HOME
INSURANCE HAVE PROMPTED THEM TO
SELL THEIR HOMES AND TO LEAVE
CALIFORNIA ALTOGETHER. A B 1867
OFFERS A REASONABLE INTERVENTION
IN THE TAX CODE THAT WOULD
OFFSET THE COST OF HOMEOWNERS
INSURANCE PREMIUMS FOR
CALIFORNIANS, STARTING IN 2025
AND SUNSETTING IN 2029. BY
PROVIDING CALIFORNIA HOMEOWNERS
A TAX DEDUCTION FOR THEIR
HOMEOWNERS INSURANCE PREMIUMS. A
B 1867 OFFERS TANGIBLE RELIEF TO
HOMEOWNERS GRAPPLING WITH
ESCALATING INSURANCE EXPENSES
AND A LACK OF AVAILABILITY.
THANK YOU FOR YOUR TIME. AND I
ASK THAT YOU SUPPORT A B 1867 AT
THE APPROPRIATE TIME. THANK YOU
VERY MUCH. ARE THERE ANY OTHER
WITNESSES IN SUPPORT? AND WE'LL
GO TO WITNESSES IN OPPOSITION.
HØI KATIE HARMON WITH THE
CALIFORNIA TEACHERS ASSOCIATION
AND OPPOSITION, UM, AGAIN TO DUE
TO THE IMPACT ON GENERAL FUND
REVENUES AND PROPOSITION I. J
SOLI WITH. ASK ME, CALIFORNIA.
UH, IN RESPECTFUL OPPOSITION AS
WELL. THANK YOU. THANK YOU, UH,
QUESTIONS FROM THE COMMITTEE. I
DID. I JUST HAD ONE
CLARIFICATION. YOU MENTIONED
THAT IT WOULD BE RESTRICTED TO,
UM MIDDLE AND LOWER INCOME
TAXPAYERS. I. I DIDN'T SEE THAT
IN THE LANGUAGE. BUT IS THAT THE
INTENTION IT IS AND I'M WE'RE
HAPPY TO WORK WITH THE COMMITTEE
ON ANY RECOMMENDATIONS AS WELL.
OK? ALL RIGHT. WOULD YOU LIKE TO
CLOSE? THANK YOU. A B 1867 IS A
REASONABLE MEASURE THAT WILL
PROVIDE MUCH NEEDED RELIEF TO
CALIFORNIA HOMEOWNERS. I
RESPECTFULLY ASK FOR YOUR EYE
VOTE. UH, I APPRECIATE YOU
WORKING ON THIS PROBLEM.
OBVIOUSLY UH, INSURANCE HAS BEEN
A HUGE ISSUE HERE IN CALIFORNIA
WITH A LOT OF HOMEOWNERS IN MY
DISTRICT, UNABLE TO GET FIRE
INSURANCE ANYMORE, AND, UH,
OTHERS PAYING EXTREMELY HIGH
COST. SO UH, APPRECIATE YOU
TRYING TO TACKLE THE ISSUE.
THANK YOU. THANK YOU WITH AND,
UH WITH THAT, UH, WE YES. NÓ
MOVE INTO THAT. SO, UM. WITHOUT
OBJECTION, WE ARE GOING TO, UH,
REFER THAT TO OUR SUSPENSE.
THANK YOU. THANK YOU. ALL RIGHT.
ALL. BUT THEY SAID ALL RIGHT,
UH, WITH THAT WE ARE ADJOURNING
OUR MEETING OF THE REVENUE AND
TAXATION COMMITTEE.